Do we ever think, what happens to our financial situation, in case we get disabled?

Disability can happen to anyone at any time. It can be due to accident or sickness. It has no restrictions and it is unpredictable. Due to some unfortunate circumstance, we become disabled, and we are not able to bring in income for daily living, who takes care of our family’s regular expenditure? There are so many day-to-day expenses to be met, like food, rent or mortgage, education, life-style, etc.

This is where ‘Disability Insurance’ comes into play. Disability Insurance is a product that provides supplementary income in the event of an illness or accident, resulting in a disability that prevents the insured from doing their day-to-day activity and earning their regular income. In this insurance, benefits are usually provided on a monthly basis so that we can maintain our lifestyle, similar to how it was before the disability occurred and continue to pay for our regular expenses. The period of payment and benefit amount can be chosen by us, based on our monthly income.

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