Unlike Private Mortgage Insurance, or PMI (which protects your lender), mortgage life insurance provides a death benefit that can be used by your beneficiaries to pay off the remaining balance of... [Read More]

Your vacation may have taken months to plan! Insure your investment in minutes for non-refundable losses with an Ontario travel insurance policy. Let us know if your travel plans are domestic or... [Read More]

Term insurance is usually purchased to fulfill a short term need. You control the period of the term, meaning the years that you are protecting your beneficiary. For example term insurance is a... [Read More]

This is the type of life insurance which provides the protection for life long as long as the person lives.Whole life policies accumulate cash value that one can use while being alive. Also, there... [Read More]

Universal Life is also a permanent life insurance. It is also called “Buy the term and invest the difference”.Universal life policies allow policy holders to invest extra money into the market.... [Read More]

Participating whole life policies are the policies where policy holders receive the dividends into the policy if declared by the company. Dividends declared invest into the policy and become part of... [Read More]

Do we ever think, what happens to our financial situation, in case we get disabled?Disability can happen to anyone at any time. It can be due to accident or sickness. It has no restrictions and it is... [Read More]

Critical illness insurance doesn’t replace an individual’s provincial medical insurance—it simply adds an extra level of financial protection in the event that you are diagnosed with a critical... [Read More]

All international students studying in Canada are required to have health insurance. Several Canadian provinces will provide health insurance to international students under their provincial plan,... [Read More]

Additional to provincial health insurance (e.g. OHIP), individual health insurance helps decrease the risk of accumulating expenses for medical bills or preventive care resulting from an illness or... [Read More]

Long-term care refers to a wide array of medical care, personal assistance and social support services for people who are physically or mentally unable to independently care for themselves for an... [Read More]

My approach with my clients is simple. I will break down my process below:I first either meet in person or chat over the phone with my clients about what they know about insurance. This allows me to... [Read More]